Which of the following debts cannot be discharged in bankruptcy?

Which of the following debts cannot be discharged in bankruptcy?

• A. Mortgage debt
• B. Car loans
• C. Child support
• D. Credit card debt

Answer: (C)

Child support is a type of debt that cannot be discharged in bankruptcy because it is a legal obligation intended to support a child’s basic needs. The bankruptcy system is designed to provide a fresh start for individuals facing overwhelming financial difficulties, but it also maintains certain legal responsibilities that must be upheld, especially those related to dependent children. Child support is considered a priority debt, and courts prioritize ensuring that children receive adequate financial support from their parents. Furthermore, bankruptcy law explicitly excludes certain debts from discharge, such as child support, alimony, and certain tax obligations, to reinforce the importance of fulfilling these responsibilities. In contrast, mortgage debt, car loans, and credit card debt can typically be discharged through bankruptcy, allowing individuals to eliminate those financial obligations under certain conditions, thus providing relief from unmanageable debt.

Child support is a type of debt that cannot be discharged in bankruptcy because it is a legal obligation intended to support a child’s basic needs. The bankruptcy system is designed to provide a fresh start for individuals facing overwhelming financial difficulties, but it also maintains certain legal responsibilities that must be upheld, especially those related to dependent children.

Child support is considered a priority debt, and courts prioritize ensuring that children receive adequate financial support from their parents. Furthermore, bankruptcy law explicitly excludes certain debts from discharge, such as child support, alimony, and certain tax obligations, to reinforce the importance of fulfilling these responsibilities.

In contrast, mortgage debt, car loans, and credit card debt can typically be discharged through bankruptcy, allowing individuals to eliminate those financial obligations under certain conditions, thus providing relief from unmanageable debt.